The Board evaluates a little financial institution's file of helping to meet the credit history needs of its entire community pursuant towards the Little Lender Lending Test as provided in paragraph (a)(two) of this segment, Except if the compact financial institution opts to become evaluated pursuant for the Retail Lending Check in § 228.22.
(E) Allocation with the greenback volume of the community development loan or Group enhancement investment decision to geographic locations served through the loan or financial commitment:
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
A bank that features modified or further effectiveness analysis parts with accompanying once-a-year measurable objectives in its approach need to specify in its plan annual measurable goals that constitute “Satisfactory” functionality and will specify once-a-year measurable objectives that represent “Remarkable” effectiveness.
) A summary of the geographic areas served with the Group progress loan or community advancement investment decision, specifying any county, State, multistate MSA, or nationwide location served; and
(one) Establishes the framework and conditions by which the Board assesses a bank's document of responding on the credit history desires of its entire community, which include small- and moderate-earnings neighborhoods, per the Safe and sound and sound operation of the lender; and
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The Retail Lending Take a look at evaluates a bank's file of helping to fulfill the credit rating requirements of its overall Group with the financial institution's origination and buy of car loans if the financial institution is usually a greater part auto lender.
A substantial lender that experienced belongings larger than $10 billion as of December 31 in both equally in the prior two calendar decades should acquire and retain on a yearly basis, in Digital variety, as prescribed by click here the Board, till the completion of your lender's upcoming CRA evaluation through which the information are evaluated, the greenback degree of its deposits within the county stage based upon deposit site.
The Board could regulate a limited objective lender's establishment score from “Satisfactory” to “Remarkable” where by a lender requests and gets supplemental thing to consider for products and services that may qualify underneath the Local community Enhancement Services Test in § 228.twenty five.
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(1) All composed feedback received from the general public for The existing year (current on the quarterly basis for the prior quarter by March 31, June thirty, September 30, and December 31) and each in the prior two calendar several years that exclusively relate towards the lender's general performance in helping to fulfill Local community credit desires, and any response into the remarks from the financial institution, if neither the responses nor the responses consist of statements that reflect adversely on The great name or status of any folks aside from the lender or publication of which would violate distinct provisions of regulation;
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
A financial institution must retain a public file, in both paper or digital format, that features the following information and facts: